By Trevor Hughes……
UK State Pension
The state pension can be very complicated and causes confusion for many.
Britons who have paid enough in national insurance payments will get a pay out in the form of a state pension, once they reach state pension age.
You must have paid a minimum of 10 years in national insurance to get any kind of state pension, and not everyone gets the same amount. So, what happens if your spouse was entitled to a pension and they pass away?
“It’s possible to pass on your state pension payments after death but this can only go to your spouse or civil partner.”
If you are only cohabiting with your partner there is no way you can inherit their state pension.
“The main pension rule governing State Pensions in death is whether you reached State Pension age.
This is the case no matter how long you have lived together and if you have children. Age before or after recent State Pension changes came into effect on 6 April 2016.
“If you reached State Pension age before 6 April 2016 and receive the Basic State Pension, your spouse or civil partner can claim your Additional State Pension, which is based on your National Insurance Contribution record.
“In some instances, it may be possible to pass on a State Pension lump sum on death and your spouse or civil partner could qualify for bereavement benefits.”
However, the rules have changed for those who reach state retirement age later.
“If you reached State Pension age after 6 April 2016 and (will) receive the new State Pension, your spouse or civil partner may be able to inherit an extra payment on top of your pension.
Will the state pension 2019 rise?
Pensioners will get a £220 increase in their pension pot for 2019/2020, after a fall in inflation activated the government’s triple lock policy.
How much state pension will you get?
The full amount Britons may receive is £164.35 per week for 2018 and 2019.
MedAid Medical Technologies
Are you forever being told the volume from your TV is far too high, yet it sounds normal to you? Or you don’t seem to enjoy a good conversation with your friends because you can’t hear what’s being said? Well seeing this specialist may well be the answer!! His name is Mertcan Senol who must be ranked as one of the finest hearing aid specialists in the TRNC. He has moved his surgery to be able to cope with the number of new patients he is seeing, of which many can testify.
His address is…
96, Belediye Bulvarı
Ak Santral, A-Blok Daire:2
Gönyeli / Lefkoşa
He is now promoting and fits the latest version of hearing aid Widex hearing called Beyond. Beyond is the first and only Artificial Intelligent Hearing aid available in the market today.
“The leading Danish hearing aid manufacturer Widex, announces the launch of the ground-breaking WIDEX EVOKE™ – the first hearing aid to ever feature advanced machine learning technology in real time. Together with major advances in sound technology, WIDEX EVOKE™ provides a clearer and more personal hearing experience than ever before.
Hearing happens in real life, not just in a lab or in a clinic examination room. The challenge of real-life hearing is that it is personal and happens right here, right now. That requires the hearing aid to be able to adapt and adjust seamlessly and instantaneously. For the first time ever, it is now possible for a hearing aid to learn from the user’s input and preferences – and even share this learning with other users around the globe.
WIDEX EVOKE is the first hearing aid to give users the ability to employ real-time machine learning, featuring intuitive new controls that quickly and surely guide users to their desired hearing experience. With WIDEX EVOKE users don’t have to remember issues with specific listening situations to explain to their audiologist when getting their hearing aid adjusted later.”
We have known this practitioner for a few years and is the only provider of a very specialist aid for my wife Mary, and without it she would be completely deaf.
He is English trained and therefore speaks the language fluently. His patient care is one of the finest of any practitioner I have ever known.
Why put up with hearing difficulties, when a free consultation may well bring you back into the world of sound you once enjoyed and took for granted all those years ago.
There is no need to feel embarrassed about hearing loss, it happens all too often as we get older and affects over 40% of people.
To make an appointment for a free consultation call 0542 850 5451 or 0392 2233751 and see for yourself how he can help you overcome a hearing loss difficulty. If you do decide to make an appointment, tell him you know me and you will get a 15% discount off any hearing aid you purchase from him.
It’s That Time of The Year Again and time to service that boiler!
Now the air temperatures are falling, we needed to get our hot water boiler serviced and ready for the winter months, which is something we do each year, going some way to avoiding expensive repairs.
We use AL-TEK KLIMA tel 0533876 1228 who has serviced our boiler many times and included the installation of inverter air conditioning units for us. He is always punctual and keeps to the agreed time for work to start. He is honest, and his English is well spoken.
His prices are very competitive and his work is of a high standard.
We had a standard water purification system fitted in early November. Not only are we seeking a healthier lifestyle, because we are getting older like everybody else, we are feeling the strain of carrying 19 Ltr water bottles into the villa and then lifting it onto the dispenser.
Not only are we saving money by not having to purchase replenishment bottles of water, we have reduced the risk of straining our backs. In fact, one of our readers slipped and fell whilst carrying one of these bottles, seriously injuring his back, resulting in possibly having to go to the UK for corrective treatment.
We have now stopped drinking the water from plastic bottles, which after more than five years old the plastic from which they are made is considered as not being safe and a health danger. We avoid drinking the water from the mains supply and even cooking with it. Our health styles have become significantly improved.
Fitting the system only took two hours and installed under our sink cupboard and out of sight. Fitment and installation, undertaken by Marco of Vida Verde Green Solutions located in Lapta tel 0548 851 1930.
Back Strains and Injuries Come Free of Charge
Medical Treatment does not!
We all need to purchase a suitable fire extinguisher as and when the time arises [motor vehicles and Liquid petroleum gas tanks]. The place to purchase or replenish them has moved. They are located near the Gonyeli roundabout in Lefkosa. Directions. Follow the dual carriageway from Girne to Lefkosa, at the large island turn right go around the next island and turn first left on the new estate. Go straight on Aty Koy Sanayi for approximately one half of kilometres and look out for the new unit on the right.
The current charge for a one year temporary residence permit is 345 TL and 690 TL for a two year permit. Despite some comments that the slight change for a first time application is wrong, I remain adamant my information is correct. I have checked with the department myself in Lefkosa who handle all temporary residence applications! Maybe the readers of this part of the change have been confused with renewal and or under 60 years applications.
There are no Bayram holidays this month. The next one is the 1st January next year.
As this is the last News Round for 2018, I would like to wish you all a merry Christmas and a happy and healthy 2019.
For any further information please email me through the contact box below.
[contact-form-7 id=”605543″ title=”Contact form 2″]